As a boat owner, protecting your investment with a boat insurance policy is crucial. These policies offer various types of coverage, including collision coverage, which is essential for every boater. If you’re in the market for boat insurance, Ruddy Insurance Group in Niles, OH, is here to help.
Understanding Boat Insurance Coverages
Boat insurance policies are similar to auto insurance policies in terms of the types of coverage they offer. You can opt for two types of liability coverage – bodily injury and property damage. These coverages pay for someone else’s expenses if you’re involved in a boating accident. While many boat owners choose only to have liability coverage, it’s important to note that this doesn’t cover damage to your boat. That’s where collision coverage comes in. This type of coverage pays for your boat’s repair costs following an accident, saving you from potentially hefty bills.
Why Collision Coverage is Important
Boating accidents can cause significant damage to your boat, potentially rendering it unusable. Collision insurance is crucial as it ensures you can afford to repair your boat after an accident. This coverage allows you to continue enjoying your boat, even after an unfortunate incident.
Securing Boat Insurance in Ohio
Every boater needs boat insurance. To ensure you’re adequately covered, contact us at Ruddy Insurance Group in Niles, OH, to get started with a policy.
