Accidents can happen unexpectedly, and when they do, the financial fallout can be devastating for people who drive without adequate auto insurance. Having minimum state liability insurance is mandatory for all drivers on Ohio roads.
Looking for ways to drive safer in Ohio? Ruddy Insurance Group in Niles, OH understands local area drivers’ unique needs and concerns.
We put together this guide to help you navigate your insurance options and get adequate coverage to safeguard your four-wheeled investments.
Navigating Auto Insurance Options in Niles, OH
Liability-Only
Liability insurance policies meet state minimum requirements and offer basic financial protections for at-fault drivers in an accident. A liability insurance policy will not cover the cost of damage to your automobile or help you replace it in the event of a total loss.
Local residents who choose not to extend their coverage limits may find themselves in a precarious situation. Without an auto insurance policy that includes comprehensive coverage and collision coverage, they could face significant financial strain in the aftermath of an automobile accident.
Comprehensive and Collision
Savvy local drivers understand that investing in comprehensive auto insurance is the best way to protect their automobiles, themselves, and their passengers from collision and non-collision-related events that can lead to personal injuries, property damages, legal claims, and the total loss of their vehicles.
Contact Ruddy Insurance Group in Niles, OH
Don’t wait until it’s too late to boost your auto protections. Talk to a knowledgeable local insurance agent near you to learn about your best options for coverage and get an automobile quote based on your individual driving history.
Contact a licensed and friendly insurance agent at Ruddy Insurance Group in Niles, Ohio, to start an upgraded policy today!
