Most states require drivers to carry auto insurance. You will most likely pay for your auto insurance every six months or every year. When your auto premium comes due, you will be sent a declaration page. This page includes all the important information about your policy. If you are not looking at it when it arrives, you are missing out. At Ruddy Insurance Group in Niles, OH we try to make sure our customers understand their coverage, and we work with them to make sure they have the coverage they need. 

When you get your declaration page

One of the best times to review your auto insurance is when you get your declaration page. It tells you the amount of coverage you have, the types of coverage you have, the drivers who are on your policy, and the vehicles that are covered. Take a minute to look at the figures. Your liability coverage is one of the most important coverages you have; make sure that it is adequate. Your deductible is also shown and if you are feeling that you might like to lower your premium, you may want to raise your deductible. 

When you need to add or remove a driver

In most families, people may be on the auto policy for some period of time and when they move out or grow up, they may get their own auto insurance policy. If you have children aging into drivers, you may want to take a good look at all your coverage. 

When you add or remove a car

Cars come and go on your insurance policy. When you are making changes, it is a good time to take a look at the coverage you have. Do you need to add or remove collision and comprehensive coverage? 

If you are in the market for auto insurance, give Ruddy Insurance Group in Niles, OH a call or stop by our office.