RV owners in Niles, OH need to make sure their RVs and other recreational vehicles are properly insured before leaving for a campground or other recreational area. Carrying your own insurance is the best way to protect yourself from financial loss if your RV or other recreational vehicles are damaged in any way. The agents at Ruddy Insurance Group will ensure that you are fully covered.

Who Is At Fault?

In Ohio, the person at fault is liable for any damages they may cause or injuries a person may receive during an accident. Even if the accident occurs on campground property, the at-fault driver’s insurance will be required to pay for the damages to your RV and any injuries that resulted from the accident. In some cases, the police or an insurance investigator may have to be called in to determine who is at-fault and responsible for the repairs.

Is the Campground Liable?

Depending on the circumstances, the campground may also share a portion of the liability. If your RV is parked and it is damaged by falling trees or debris, the campground will be liable. If it can be proven that the campground created a situation in which the accident that occurred was unpreventable, their insurance will also be held responsible.

The agents at Ruddy Insurance Group provide the residents of Niles, OH with the highest quality RV insurance possible. If an accident occurs, the agents will always be there to help sort out who is at fault as well as what caused the accident. Call the agents at your earliest convenience to find out if your RVs and recreational vehicles are properly insured.