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330-652-0202 | 330-448-2525 | 1-855-448-2525

724 Youngstown Warren Road Suite 10, Niles, Ohio  44446  |  Find us on Google+

Home Insurance

Protecting one of your biggest assets

Much like Auto insurance, coverage and coverage options dictate premiums. The dwelling coverage is primary and that is the coverage for the structure of your home. Other coverage in a policy is known as personal property or contents coverage. This covers everything inside your home.  Liability coverage is also another very improtant coverage on your home and can protect you if anyone were to get injured.  Deductible option, as well as additional endorsements added or deleted from a policy will develop a person’s premium. Loss history, amount of coverage, type of home, and custom level of the home determine the reconstruction of the home to properly indemnify the insured. Examining the client’s situation will present options that are appropriate for the client, and others that are not so important.

Auto Insurance

Cheaper is not always better

Auto Liability is the heart and soul of the insurance contract. Positioning a client with the proper liability with today’s changing world is most important when considering auto insurance. It provided the protection a person needs if they were to damage the property or the other party in an accident. Too many times we see insufficient coverage and that only creates stress and problems with insuring parties.  We are able to customize a policy that fits every need and every stage of your life.