Protecting one of your biggest assets
Much like Auto insurance, coverage and coverage options dictate premiums. The dwelling coverage is primary and that is the coverage for the structure of your home. Other coverage in a policy is known as personal property or contents coverage. This covers everything inside your home. Liability coverage is also another very improtant coverage on your home and can protect you if anyone were to get injured. Deductible option, as well as additional endorsements added or deleted from a policy will develop a person’s premium. Loss history, amount of coverage, type of home, and custom level of the home determine the reconstruction of the home to properly indemnify the insured. Examining the client’s situation will present options that are appropriate for the client, and others that are not so important.